Is It Right For You?

You run a business that already has an established customized retirement plan. It's been an adequate solution for your business so far, but as your retirement date grows closer, you've started to think that the money you and your employees have contributed over the years could be working harder.

You'd like to broaden your investment options, but you don't want to reinvent the wheel. Ideally, you’d like to take the assets from your current retirement plan and invest them elsewhere so that you and your employees may take advantage of a larger range of investment options.

Additional Advantages

• Your Company Retirement Account is simply a brokerage account for retirement plans. A Company Retirement Account (CRA) allows you to invest the assets of your company's retirement plan—401(k), Profit-Sharing, Money Purchase Pension, Non-Qualified Plans and more—in a more diversified range of stocks, bonds and mutual funds.
• It's flexible. This account enables you to manage and invest all of the plan's assets in a single account. Or, you may open a separate account for each plan participant to allow them to direct how individual assets are invested.
• It's low cost. There are no annual account service fees for account balances of $100,000 or greater. For account balances under $100,000, an account service fee of $45 is charged each year in September.

Your Next Step

Contact a Key Investment Team advisor to help determine if a Company Retirement Account to hold the assets of your existing company retirement plan is right for you.

Key Investment Team does not provide tax advice. The structuring of a retirement plan can have significant tax consequences on you and your business. Investors should consult with their tax professional to determine the tax implications of this retirement plan structure.